There’s no limit on how often an individual can enroll in or renew this type of short-term health insurance plan. Our Tri-term plans provide comprehensive coverage and peace of mind when it comes to your healthcare needs.
Unlike traditional health insurance, tri-term medical insurance is available any time of year and can be ready to cover you in a matter of a few days.
Tri-term medical insurance plans are often used by people over 18 and under 65 years of age.
It can be used as a supplement to other forms of insurance. But most of the time, it is for people who don’t have access to traditional health insurance through their employers.
Those who are between health insurance policies might also benefit from purchasing temporary coverage via a short-term health insurance policy. After all, the Affordable Care Act mandates that all Americans get health insurance or pay a fee.
If you’re young, healthy, and don’t plan on many doctor visits, then tri-term health insurance is a good choice.
For tri-term medical coverage, the insurance company will conduct a procedure called “medical underwriting” to determine your health. Your answers will determine if you qualify and how much your insurance will cost.
This is why My Healthcare Direct is here to help you find the best option for your individual needs. We will research the restrictions, exclusions, and other terms to save you time and money.
Our Tri-term medical insurance can be flexible in terms of coverage and a tri-term medical insurance plan is designed to provide the same level of coverage as regular health insurance policies.
Tri-term policies will generally cover:
● Doctor visits
● Prescription medications
● Preventive care
In addition, some plans may offer additional benefits such as
● Dental care
● Vision services
● Mental health care
If you are considering a tri-term medical insurance plan, it is important to be fully aware of the potential limitations of this type of coverage. Make sure to read all of the fine print of your policy.
My Healthcare Direct will help you understand exactly what is and is not covered. This way, you can be prepared in the event that you need to use your health insurance.
Tri-term medical insurance plans are not available in all states.
Although tri-term medical insurance plans are becoming more popular, they may not be available in your state. This is because some states have laws that prohibit insurers from offering these types of plans.
If you’re considering a tri-term medical insurance plan, be sure to check with My Healthcare Direct or your state’s insurance department to see if these plans are available. If they are not, we can help you find a different option.
Different Tri-term insurance plans may come at different costs based on who your insurer is, as well as your:
● If you have smoked
● Type of coverage
Tri-term plans can be easier to afford than traditional medical insurance. This is because most insurance companies do not require you to pay the premiums for the entire year up front.
However, the premiums themselves can be more expensive than other short term medical plans, and they typically increase in price in the 2nd and 3rd terms. This is because tri-term plans cover a three-year period rather than the usual one or two years.
Premiums for such policies will be determined after assessing all these criteria.
While the premiums for tri-term medical insurance plans can be higher than for other types of health insurance plans, they can still be a good option for some people.
This is especially true if you expect your health insurance needs to change in the next three years. For example, if you are starting a family or planning to retire, a tri-term medical insurance plan can be a good way to cover your needs during that time.
Individuals who are considering a tri-term medical insurance plan should contact My Healthcare Direct. We can help you compare plans and prices from multiple insurers to find the best coverage for your needs.
If you are looking for a temporary health insurance plan that covers an individual or family for a fixed period of time, a tri-term insurance plan may be right for you. They might have limitations and exclusions, but they are otherwise excellent options for those who need coverage for a short-term situation.
If you are looking for a health insurance solution that can last up to 36 months, a tri-term medical plan can be purchased through My Healthcare Direct.