What Is Part D?
Part D of Medicare is the component of the Medicare system that helps members pay for their prescription medications. The drugs that are covered under any given policy will vary, but typically you will have access to at least two drugs for each major category of illness. This coverage is not automatically initiated when you enroll in Medicare, therefore you will need to apply separately.
Part D Benefits
Your Part D coverage will provide you with affordable access to the drugs you need to treat diagnosed illnesses. Part D plans are offered by private insurance companies, therefore you may discover that there are a number of different benefits structured available to you. In most cases, you can find plans that have one generic drug and one brand name drug for each major category. Specialty drugs are also available under some plans, but not all of them. Speak with an insurance agent to determine which Part D policy is best for you.