Dual coverage
It is entirely possible to be enrolled in both Medicare and the insurance you receive from your employer. This is an excellent option that can have lots of benefits. One policy may pick up where the other leaves off, giving you increased benefits and access to more coverage.
Special Enrollment Periods
If you’re still receiving employer coverage during your Initial Enrollment Period and decide to not enroll in Medicare yet, you may be granted a Special Enrollment Period. This would allow you to enroll in Medicare past your Initial Enrollment Period, without incurring any extra fees.