Medicare
Medicare
Enrolling in Medicare is a decision that can provide you with health, hospital, and prescription drug insurance coverage. Let’s discuss some aspects of Medicare and determine if it’s the right option for you.
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What is Medicare
Medicare Eligibility
Costs of Medicare
Apply for Medicare
Medicare & Employer Coverage
Dental Vision & Hearing
Medicare Under Age 65
What does Medicare Cover
Disability Medicare
Role of a Medicare Agent
How Medicare Agents Are Paid

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Medicare Advantage
Medicare Advantage
Medicare Advantage, or Part C, allows the beneficiary to customize their coverage and select the areas they’d like to be included in their policy.
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How Does Medicare Advantage Work
Who Needs Medicare Advantage
Enrolling in Medicare Advantage
Cost of Advantage Plans
PPO Plans
HMO Plans
Advantage For Veterans

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Medicare Supplements
Medicare Supplements
Medicare Supplement Insurance, also known as Medigap, will allow you to save significantly on your health care coverage if you decide to purchase it when you enroll in Medicare. Medigap pays out-of-pocket costs for health care services, like co-payments, coinsurance, and deductibles.

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How Medicare Supplements Work
Who Needs Medicare Supplements
Enrolling in Medicare Supplements
Medicare Supplement Plans
Medigap Plan A
Medigap Plan B
Medigap Plan C
Medigap Plan D
Medigap Plan F
Medigap Plan G
Medigap Plan K
Medigap Plan L
Medigap Plan M
Medigap Plan N
High Deductible Plan F
High Deductible Plan G
Medicare Supplement Plan Comparison
Cost of Medicare Supplements
Compare Options
Choosing a Medicare Plan
Medicare Supplement Insurance Companies
Medicare Advantage vs Supplements
Medicare vs Medicaid
Cost of Final Expense Insurance
Medicare Enrollment
Medicare Enrollment
There are 4 main different Medicare enrollment periods—initial, general, annual, and special. You may also be automatically enrolled.
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Initial Enrollment
Annual Open Enrollment
Special Enrollment Period
Getting Help Enrolling

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Prescription Drug
Prescription Drug
If you need prescription drug coverage and are approaching retirement age, a prescription drug coverage policy paired with Original Medicare benefits would be perfect for you. Although Original Medicare itself does not include prescription drug coverage benefits, you can purchase said benefits through their Part D prescription drug coverage program.
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How Medicare Part D Works
Who Needs Part D
Enrolling in Medicare Part D
Cost of Part D
Finding the Right Part D Coverage

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Health
Health Insurance
If you’ve ever been sick or in need of medical attention, you’re probably well aware of the importance of holding a health insurance policy. Health insurance helps pay for medical expenses, typically only after you’ve paid a set amount called the deductible.

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Cancer Insurance
Dental Insurance
Vision Insurance
ACA Plans
Short Term Insurance

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Life
Life Insurance
When you or your loved one passes away, how will your income be replaced? This is a question many people have to think about as they grow older. Life Insurance is a great way to ensure that your family’s needs are taken care of after you are gone, so it’s best to start learning about your options now so you can secure a financially secure future for your loved ones.

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Term Life
Whole Life
Final Expense

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Self Enrollment
About Us
About Us
Unlike a captive, or direct insurance company who only offers their own proprietary products, our agency is 100% independent of any one company. Many insurance consumers don’t fully understand just how important that really is.
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Contact
Contact US
Are you ready to get an insurance quote? Don’t worry, we make the process incredibly easy. As an independent insurance group, we can provide you with a range of options from many carriers to help you find the best fit and budget.
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(888) 959-1028

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Blog
Our Blog
My Healthcare Direct cares about you. So we’ve compiled useful tips about the insurance marketplace in our company blog. Before giving us a call, please feel free to browse our selection of articles to learn more about your insurance options.

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Why is Health Insurance So Important?
In exchange for premiums, deductibles, and other payments, health insurance plans provide coverage for various healthcare expenses
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December 30, 2021

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Medigap Plan K

Medigap Plan K has an out-of-pocket limit, one of its most desired features.

Coverage

Medigap Plan K does cover:

Medicare Part A coinsurance and hospital costs up to a year after Medicare benefits are exhausted
50% of the Medicare Part B coinsurance or copayment
50% of the first three pints of blood
50% of the Medicare Part A hospice coinsurance or copayment
50% of the Medicare Part A deductible
50% of skilled nursing facility care coinsurance
Medicare Part B deductible

Medigap Plan K does not cover:

Medicare Part B deductible
Medicare Part B excess charge
Foreign travel exchange

We can help!

Plan K will have an out-of-pocket limit of $6,220 in 2021. This makes it an excellent option for those who are planning on using the majority of their benefits. If you have questions about what this could mean for you, call us at (888) 959-1028.

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Medigap Plan K

Coverage

We can help!