High Deductible Plan G

Medigap provides an option for those who would prefer to have a higher deductible. High deductible Plan G is only offered in some states and is not available for those that have enrolled in Medicare during or after 2020.

Deductible

In 2021, this Plan G option will have a deductible of $2,370. If this amount is not met, your Medigap plan will not cover any costs. This is important to know before enrolling and can have a substantial impact on what the beneficiary is responsible for paying.

Coverage

Medigap Plan G does cover:

  • Medicare Part A coinsurance and hospital costs up to a year after Medicare benefits are exhausted
  • Medicare Part B coinsurance or copayment
  • The first three pints of blood
  • Medicare Part A hospice coinsurance or copayment
  • Medicare Part A deductible
  • Skilled nursing facility care coinsurance
  • 80% of foreign travel exchange
  • Medicare Part B excess charge

Medigap Plan G does not cover:

  • Medicare Part B deductible

We can help!


Enroll today!

If you’re ready to enroll in high deductible Plan G, consider My Healthcare Direct for your insurance needs.