High Deductible Plan F

The high deductible option for Plan F is only available in select states. It includes all of the coverage that Plan F does and the only difference is the 2021 deductible of $2,370. Once this deductible has been met by the beneficiary, Medigap will begin paying. However, Medigap will not pay for any costs before that deductible has been met.

Coverage

Medigap Plan F does cover:

  • Medicare Part A coinsurance and hospital costs up to a year after Medicare benefits are exhausted
  • Medicare Part B coinsurance or copayment
  • The first three pints of blood
  • Medicare Part A hospice coinsurance or copayment
  • Medicare Part A deductible
  • Skilled nursing facility care coinsurance
  • 80% of foreign travel exchange
  • Medicare Part B deductible
  • Medicare Part B excess charge

We can help!


If you’re not sure about the high deductible Plan F option, it’s best to speak with a professional who can help you with the decision. At My Healthcare Direct, our professionals are highly trained and at the top of their field. We look forward to hearing from you as you make important insurance decisions.