HMO Plans

Health Maintenance Organization (HMO) Plans are a type of Medicare Advantage Plan. The coverage provided by HMO Plans is network-based, with some exceptions, such as emergency and urgent care.

Networks

HMO Plans have relatively strict network coverage. Before enrolling in an HMO Plan, check the network and make sure you’re satisfied with the coverage provided. HMO Plans are a great way to gain access to medical professionals, but be sure you’re comfortable with the network allowances.

Prescription drugs

Just like PPO Plans, most HMO options offer prescription drug coverage. Remember, if enrolled in Medicare Advantage, you cannot enroll in Part D to get medication coverage.

Primary care doctor

Most HMO Plans require their beneficiaries to choose a primary care doctor. They can help write referrals, which are needed within HMO Plans.

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Want to learn more about HMO Plans?

If you’re wanting to learn more about the options that an HMO Plan could provide you with, reach out to one of our professionals today.