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How Can I Apply For Medicare Part D?

Medicare is complex and understanding its many different parts is important. If you’re entering retirement and considering your health insurance options, then it’s necessary to learn about the many different parts of Medicare, including Part D.

What is Part D?

Medicare Part D provides coverage for prescription drugs. Prescription medications can present significant financial strain and many people during retirement need medications to maintain their health. This is where Part D comes in.

Part D is available for those that are enrolled in Part A and/or Part B. If you have Medicare Advantage and you want prescription drug coverage, you’ll need to speak to your insurance agent about making sure that it’s included in the base of your policy. In general, though, most Medicare Advantage policies include prescription drug coverage.

Part D is recommended for most people because prescription medications can be extremely expensive and you never know when you might need them in the future.

Applying for Part D

As with all parts of Medicare, it’s best to enroll during your Initial Enrollment Period. This span of time is the seven months around your 65th birthday. This is the time when you’ll have access to all the different parts of Medicare without paying any additional fees.

It is possible to enroll in Part D during the Annual Enrollment Period, which is from October 15-December 7. There are a few different ways that you can enroll in Part D, but going through a trusted agency such as My Healthcare Direct, we can make the enrollment process as easy as counting to three!

Have More Questions? Give Us a Call!

Having prescription drug coverage is important, but that doesn’t mean that it isn’t complicated. If you’re ready to learn more about your Part D options, go ahead and make an appointment to speak with a member of our team.

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