

Will Medicare Cover Vision Care?
One concern individuals have when enrolling in Medicare is whether the program offers vision coverage. Original Medicare (Part A and Part B) is often criticized
Short-term health insurance helps those who need temporary coverage for things like preventive care, doctor visits, urgent care, and emergency care when you do not have access to other insurance.
Short-term health insurance is a necessary and very helpful option for anyone experiencing a lapse in or lack of regular health insurance. These plans are not required to follow ACA regulations, but they will almost always cover:
They often, however, do not cover:
Some plans still include even some of this coverage. If you’re not sure if your illnesses are covered, or you simply want to make sure certain benefits are included, you can view the potential plan’s “exclusions and limitations.”
Costs of short-term health insurance will vary depending on the plan you purchase. The most important thing you need to know is that they function on a low-premium model—each plan has a very low monthly premium payment, but high out-of-pocket costs (including both copayment and coinsurance fees). Also, while some plans include it, not every plan has caps on annual costs while you’re covered by it.
Short-term health insurance benefits those who are experiencing a gap in health insurance coverage. Under ACA, everyone must be covered by insurance or else face a penalty. A short-term plan, then, not only provides a “safety net” in case of a medical emergency but also allows you to avoid the fee.
The greatest benefit of short-term health plans are, of course, their flexibility. Plans can last anywhere from as little as 30 days up to 36 months with a one-time optional renewal. And, more often than not, you can get approved for coverage as soon as the day of or after you apply.
The exact coverage and cost you get with a short-term insurance plan will vary, which is why it is so important to work with an agency that can find you the best option for your needs. With My Healthcare Direct, you will get the coverage you need fast and easy. To get started, give us a call at (888) 959-1028 today.
Will Medicare Cover Vision Care?
One concern individuals have when enrolling in Medicare is whether the program offers vision coverage. Original Medicare (Part A and Part B) is often criticized
Medicare Plan Options In Florida
Florida is home to 2.4 million people with coverage from Medicare and has 254 different Medicare Advantage plans available in the state. There are also
Can I Cancel My Medicare Advantage Plan Anytime?
So many people choose Medicare Advantage because it’s a great way to gain access to a wide amount of coverage. Many people find that this
How Disability Insurance Protects Your Income
If you’re familiar with insurance, then you understand that there are a lot of different options out there. Being familiar with your different options is
Will Medicare Advantage Cover Prescription Drugs?
Medicare Advantage (Medicare Part C) serves as an alternative for receiving Part A and Part B (Original Medicare) coverage. When you are first eligible for
What are the Pros and Cons of Medicare Advantage?
It’s important that you learn about the different parts of Medicare to be sure you’re selecting the right one. One part you will most likely