What Is Individual Health Insurance
The Affordable Care Act was created to ensure that more consumers were able to purchase healthcare benefits outside of their employment. This was necessary because, in many cases, the average consumer would struggle to afford high monthly premiums on their own if their job didn’t subsidize healthcare for them.
How Can I Get Individual Health Insurance?
If you need health insurance, you should speak with an insurance agent or broker. They can help you find a plan that provides you and your family with the benefits you need. Normally, you are only able to purchase an individual health insurance policy during the open enrollment period, which often varies. If you need to be insured ASAP, you may have to see if you qualify for a Special Enrollment Period.