Talking about Senior couple enjoying their Medicare Supplement Plan

Health Insurance

If you’ve ever been sick or in need of medical attention, you’re probably well aware of the importance of holding a health insurance policy. Health insurance helps pay for medical expenses, typically only after you’ve paid a set amount called the deductible.

What Is Individual Health Insurance

The Affordable Care Act was created to ensure that more consumers were able to purchase healthcare benefits outside of their employment. This was necessary because, in many cases, the average consumer would struggle to afford high monthly premiums on their own if their job didn’t subsidize healthcare for them.

How Can I Get Individual Health Insurance?

If you need health insurance, you should speak with an insurance agent or broker. They can help you find a plan that provides you and your family with the benefits you need. Normally, you are only able to purchase an individual health insurance policy during the open enrollment period, which often varies. If you need to be insured ASAP, you may have to see if you qualify for a Special Enrollment Period.

We can help!


What Are Special Enrollment Periods?

Special Enrollment Periods (SEPs) are designated as any enrollment period granted because of a recent life event. Some events that are commonly used to attain a SEP include:

  • Marriages
  • Divorces
  • Childbirth
  • Death in the family
  • Change in residence
  • End of job-based coverage

Reach out to My Healthcare Direct now to start shopping for your own health insurance plan. 

More Info About Health Insurance